Money that moves at your pace.
Current accounts, savings that earn, cards you control and payments that cross borders. Open an account in minutes and run your whole financial life from one secure place.
Banking, borrowing and planning ahead
From everyday spending to your retirement, Nordae covers the essentials without the clutter.
EverydayCurrent accounts
Personal and joint accounts with instant transfers.
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Up to 4% AER*Savings
Goals, auto top-ups and interest that adds up.
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NewPension scheme
Flexible contributions and a clear path to retirement.
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BorrowLoans
Personal, auto, student and business financing.
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HomeMortgages
Buy, move or remortgage with clear costs.
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GrowInvestments
Diversified portfolios for long-term goals.
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SpendCards
Debit and credit with real-time alerts.
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BusinessBusiness banking
Accounts, cards and payments for your company.
ExploreRetire on your terms
Start from £25 a month. Choose a cautious, balanced or growth fund, bring old pensions together and watch your pot grow from your dashboard.
Borrow for what's next
Whether it's a car, a course, a business or a home, get a clear picture of the cost before you commit, and a real person to talk to.
- No-obligation enquiry
- Repayment estimates upfront
- Personal, auto, student, business & mortgages
Everything you need, nothing you don't
A focused set of tools that make everyday banking calm, clear and secure.
Fast, clear transfers
Send to Nordae accounts instantly, or to banks at home and abroad. Every step shows exactly what you pay.
Savings that earn
Competitive rates, savings goals and automatic top-ups help your money grow while you get on with life.
Joint accounts
Share an account with a partner or co-founder. Choose whether one or both holders must sign each payment.
Smart cards
Request cards, follow card spending and keep a clear record of every card transaction.
Security first
Transaction PINs, one-time codes and instant alerts. You always know when money moves.
Insight at a glance
Balance history and spending by category help you see where your money goes.
Receipts & statements
Download a PDF receipt for any transaction and statements for any period when you need proof.
Learn more →Global payments
Pay suppliers, family and freelancers abroad with the fee and rate shown before you confirm.
See transfers →Humans on call
Real people available around the clock, by phone, email and in the help centre.
Get help →See what your savings could become
Move the sliders. This is an illustration based on a variable 4% rate, compounded monthly.
Your whole bank, one tap away
Check balances, pay people, freeze a card or message support, wherever you are. Everything you can do online, built for your phone.
- Instant push alerts for every payment
- Approve payments with your transaction PIN
- Add money, send money and move to savings in seconds
Fair rates. Clear fees. No surprises.
See exactly what you pay and what arrives before you confirm. Send to over 150 countries from your Nordae account.
- Fee and exchange rate shown upfront
- Track every transfer from start to finish
- Recipients get paid directly into their bank
Rates shown are illustrative only. The exact rate and fee are displayed when you make a transfer.
Your money is guarded at every step
From signing in to signing off a payment, multiple layers keep you safe and keep you informed.
Visit the security centreOpen your account in three steps
Create your profile
Tell us a little about yourself and choose the account and currency you need.
Verify your identity
Upload your ID and confirm your email. We review applications quickly.
Start banking
Set your transaction PIN, fund your account and send your first payment.
Banking for every chapter
Running a businessSaving upPlanning retirementGetting adviceBuying a homePeople like banking this way
Moving to a joint account with my partner was painless. Dual approval on bigger payments gives us both peace of mind.
I pay contractors abroad every month. Seeing the fee and rate before I confirm is exactly what I wanted from a bank.
The savings goals keep me honest. I set up an automatic top-up and have not touched it since. Support replied in minutes.
Smarter money, one guide at a time
How to build an emergency fund you will actually keep
Small, automatic steps beat big, short-lived efforts.
Seven signs of a payment scam, and what to do next
Pause, verify, then pay. Learn the warning signs.
Sending money abroad: how to keep more of it
Compare the true cost, not just the headline fee.
Common questions
How long does it take to open an account?
Most people complete the application in a few minutes. Once you confirm your email and upload your ID, our team reviews it promptly.
Is my money safe with Nordae?
Yes. Payments are signed with a transaction PIN, sensitive actions use one-time codes, and our team monitors activity for fraud around the clock. See our security centre.
Can I open a joint account?
Yes. Choose whether one or both holders must approve each payment when you set up the account.
What does it cost?
We publish our fees and rates openly. Visit fees & rates for the full list.
Ready to bank with Nordae?
It takes just a few minutes to open an account.
*Savings rates are variable and subject to account type and balance. Calculator results are illustrations, not guarantees. Terms apply.