Retire on your terms.
A simple, flexible pension scheme. Pay in monthly or in lump sums, choose how your money is invested and see what you could retire on, all from your Nordae account.
Contributions grow tax-efficiently*A pension that fits around your life
Four simple steps to a more comfortable future.
1. Open it
Open a pension from your Nordae dashboard in a few minutes.
2. Pay in
Set a monthly direct payment, add lump sums, or both.
3. Choose a fund
Cautious, balanced or growth. Switch whenever your plans change.
4. Enjoy it
From 55 you can take a tax-free lump sum and draw an income.
What could your pot be worth?
An illustration based on your inputs and a steady annual growth rate. Not a forecast.
Illustration using assumed annual growth of 3.5%, 5% or 6.5% before charges and inflation. The value of investments can fall as well as rise, and you may get back less than you pay in.
Three funds, one simple choice
Cautious · lower risk
Focuses on steadier assets. Smaller swings, more modest growth.
Balanced · medium risk
A mix of growth and stability for most savers.
Growth · higher risk
Aims for higher long-term returns with bigger ups and downs.
Built to be simple, flexible and clear
Flexible contributions
Start from £25 a month. Pause, increase or top up whenever you like.
Clear charges
One transparent annual charge, shown upfront. No hidden extras.
Bring old pensions together
Transfer pots from past jobs into one place and keep track of the lot.
Nominate beneficiaries
Choose who receives your pot if the worst happens.
Track it anywhere
See your pot, contributions and growth in your dashboard.
Guidance on tap
Questions about retirement? Our team is available around the clock.
What people ask us
When can I take money out?
You can normally start taking money from age 55. You can take up to 25% as a tax-free lump sum and draw the rest as income. Rules can change, so check current legislation.
Can I transfer an old pension in?
Yes. Contact us with details of your existing provider and we'll guide you through the transfer. Check for exit fees or guarantees you may lose before you move.
Is my money guaranteed?
No. The value of pension investments can fall as well as rise and you may get back less than you pay in. Choosing a cautious fund reduces, but doesn't remove, that risk.
What does it cost?
See fees & rates for the current annual charge. We show it upfront before you invest.
*Tax treatment depends on individual circumstances and may change. This page is information, not personal advice.
The best time to start was yesterday.
The next best is today. Open your Nordae Pension in minutes.